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  Practice gratitude.  Start your day by  saying  5 things you are grateful for, perhaps even before you get out of bed.  Write down  at least 3. Each day your brain retains a pattern to look for the positive. Speak more loving words about/towards yourself.  Look in the mirror and say 3 things you love about yourself, physically and/or mentally. You yourself deserve your love and affection just as much as anybody else. Exercise.  Get in some kind of movement for your body and your brain everyday, be it running, lifting, cycling, playing tag with your kids, or walking the dog. Take care of yourself with movement, so you will have energy to keep taking care of yourself and others as well. Get outdoors more.  Fresh air can help give you an energy boost and Vitamin D helps boost your mood. Take a little walk outside to clear your head, it can help when you're feeling anxious. Put down your electronics and unplug for an hour every day.  There...

  Having no money makes people unhappy. Others are not happy having a lot of money.  The lack of financial sources makes some people sad, while others who are more financially capable are also feeling down. In today’s world, the cost of living has become extremely high. The rise of prices from the market has been markedly significant. Employees who are earning the minimum wage find it hard to balance their expenditures. Most of their salary is allotted for bill payment to utilities and basic necessities. In effect, having no extra allowance to buy what they fancy has led them to be miserable. In addition, other people want to experience financial freedom as they would like to help their relatives in need. But due to lack of funds, these individuals tend to focus more on their needs before helping others. For example, sending money or even food to relatives from provinces has become difficult not because of unemployment but because of the increasing charges brought about by the...

  We all love to be energetic. We have our favourite athletes and sportsmen whose energy we can’t help but marvel at. We get tired merely by climbing two floors and for them, even twenty would be a cake walk. Whenever one mentions the word ‘stamina’, what comes to our mind is physical strength. We do not associate the word to mental exertion. However, mental  stamina  is as important as your physical stamina. The mental aspect of enduring exertion is referred to as endurance. Endurance and stamina are two sides of the same coin and cannot go without each other. Now, you often wonder how to increase stamina by natural means? There are steroids and supplements available but they aren’t the way a lot of people prefer going about increasing stamina. The best part is that you need not go that way at all. There are natural means which are a combination of diet, exercise and lifestyle modifications that can increase your stamina the natural way. Here we are listing the top 20 wa...

  With margin debt soaring and many investors actively taking on consumer debt to buy stocks, we can conclude that there’s a lot of borrowed money in the market today. If so many others are doing it, does that mean you should also borrow to invest? Consider the Risks You can borrow money to buy stocks, but you’ll be taking significant risks, and some of the risks may not be obvious. Let’s take a look at some of those risks. Systemic Debt Risk This risk is not specific to you. It applies to anyone using borrowed money to invest in a highly leveraged market. High debt levels mean high risk levels: if you look at the margin debt chart above, you’ll see that margin debt peaked before both the 2001 and 2008 recessions. If stock values turn down, people who are borrowing to buy stocks don’t just have to sell the stock they borrowed to buy. They may have to sell other stocks to cover a margin call or pay back a loan. That selling pushes prices down further and pushes other investors into ...