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   There are people born with advantages, like genetic advantages, environmental advantages, family advantages, or relationship advantages.  Yet there are also people that we meet, read  and hear about who against all odds have exploded beyond the limits of their conditions by making new decisions about what to do with  their lives and how to improve it. They are examples of the unlimited power of the human spirit. If we decide to, you  and I can make our lives one of these inspiring examples. People who strive to make a better world. How? Simply by making decisions today about how we're going to live in the next ten years and more. If you don't make decisions about how you're going to live, then you've already made a decision, have'nt you? You're making a decision to be directed  by the environment instead of shaping your own destiny.  Your whole life can change in just one day - the day you determine not just what you'd like to have in you...

    As you look back over the last ten years, were there times when a different decision would have made your life radically different from today, either for better or for worse?  Maybe for example, you made a career decision that changed your life. Or maybe you failed to make one. Maybe you decided during the last ten years to get married- or divorced. You might have purchased a book, a tape, or  attended a seminar and as a result, changed your beliefs and actions. Maybe you decided to have children, or to put it off in pursuit of  a career. Perhaps you decided to invest in a home or a business. Maybe you decided to start exercising, or to give it up. It could be that you decided to stop smoking. Maybe you decided to move to another part of the country, or to take a trip around the world.  How have these decisions brought you to this point in your life? Did you experience emotions of tragedy and frustration, injustice or hopelessness durin...

Lets go back 10 to 15 years ago. Think for a moment. Where were you then? What were you like? Who were your friends? What were your hopes and dreams? If someone had asked you, "Where will you be in ten or 15 years?" What would you have told them? Are you today where you wanted to be back then?  A decade can pass quickly, can't it? Most importantly, maybe we should be asking ourselves, "How am I going to live the next ten years of my life? How am I going to live today in order to create the tomorrow I'm committed  to? What am I going to stand for from now on? What's important to me right now, and what will be important to me in the long term? What actions can I take today that will shape my ultimate destiny? You see, ten years from now, you will surely arrive. The question is Where? Who will you have become? How will you live? What will your contribute? Now is the time to design the next ten years of  your life - not once they're over.  The most p...

     By the time they reach the age of sixty-five, most Americans are either dead-broke or dead. That's hardly what most people envision for themselves as they look ahead to the golden age of retirement. Yet without the conviction  that you deserve financial well-being, backed up by a workable game plan, how can you turn your treasured scenario into reality? We will teach  you how to go beyond the goal of mere survival in your autumn years of life, and even now for that matter.     Because we have the good fortune to live in a capitalist society, each of us has the capability to carry out our dreams. Yet most of us experience financial pressure on an ongoing basis, and we fantasize that having more money would relieve that pressure.  This is a grand cultural delusion - let me assure you that the more money you have , the more pressure you're likely to feel...The key is not the mere pursuit of wealth, but changing you...