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They have a dedicated morning ritual While most of the world is hitting the snooze button 14 times in a row each morning, the wealthy have already begun increasing their net worth. "Most of the multi-millionaires I know have a dedicated routine, a ritual, that they do each and every morning," Rose says. This morning ritual could include exercise, affirmations, goal reviews, breakfast or whatever else helps them start their days with a bang. They start strong, accomplishing more before noon than more people accomplish in a week. For those struggling to get started each morning on the right foot, Rose recommends two books: The Miracle Morning  by Hal Elrod The 10X Rule Daily Planner  by Grant Cardone

Image credit:  Shutterstock Why do the rich keep getting richer? Most of the time, it's not  because of luck. It's not because of the family they were born into.  It's not because they won the lottery. Wealthy people simply do  things differently. It may not seem fair, but the fact is the "income gap" is increasing  and  most financial experts  only see this trend continuing with no  end in sight. In preparation for this column, I sat down with someone who  knows far more wealthy people than I will likely ever meet: Jeff  Rose. Rose is a certified financial planner,  author  and blogger  at  GoodFinancialCents.com , as well as a millionaire himself, who  dedicates a good portion of his time to helping people become, and  stay, wealthy. Related:  8 Reasons Why You Don't Have Money I asked Rose why he thought the income gap was gr...