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4. The fourth key is to protect your wealth. So many people who have wealth are equally or more insecure  today  with an abundance of money, than they were, when they had none. People often feel less secure when they think they have more to lose. Why? It's because they know that in any moment, someone could sue them for completely unfair or unjust reasons, and decimate their assets. Would you like to know how bad the current climate is in the United States? According to an article in the London Financial Times, of all the lawsuits that were filed around the world  a staggering 94 percent were filed in the United States alone. There are 18 million lawsuits filed per year, in fact current statistics from the American Bar Association show that if you live in California and make more than $50,000 a year, there is almost a one in four chance that you will be sued. From the European perspective, it seems that Americans are always looking for someone to blame...

Today I want to share a very important story of  A Very Sick Bird...... There was a bird who lived in the desert, very sick, no feathers, nothing to eat and drink, no shelter to live and kept on cursing his life day and night. One day an Angel was crossing from that desert, bird stopped the Angel and inquired "Where are you going?" Angel replied, "I am going to meet God". So bird asked the angel "Please ask God when my suffering will come to an end?" Angel said "Sure, I will and bid  goodbye to the bird. Angel reached God's place and shared the message of the bird to Him.  Angel told Him how pathetic the condition of the bird was and inquired when the suffering of the bird would end? God replied, "For the next seven lifetimes the bird has to suffer like this, no happiness till then." Angel said, "When the bird hears this he will get disheartened, Could you suggest any solution for this?" God replied, "T...

The most important thing you'll ever do in your financial life is to decide to truly understand  the various types of investments  and what their potential risks and returns are.  Responsible advisors will make certain that all of their clients thoroughly understand the kinds of investments that are available and that they take part in the development of their own financial plans.  Without a clear-cut investment plan, you will eventually fail financially. According to financial newsletter editor Dick Fabian, "Evidence shows that investors- investors in anything make no money over a ten-year period.   There are several reasons for this tragic statistic, including: 1) Not setting a goal, 2) Chasing after trendy investments; 3) Relying on reports from the financial press; 4) Blindly taking advice from brokers or financial planners; 5) Making emotional mistakes, and so on.... Fortunately, the answers to your financial questions...