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How to Get Ahead in Life and Exit the “Rat Race”

Rules for Getting Ahead (and staying there)…

Beyond the traits that we require to embody to get ahead, there are a set of rules that we must follow in order to succeed in life and exit the rat race. These set of rules are what I like to call the “Millionaire Rules,” because it’s the same roadmap instituted by the world’s financially free in governing their everyday lives.
Just how many of these rules do you embody and how many of them are you violating?

Rule #1: Always Make More than you Spend

The first cardinal rule for exiting the rat race is to make more money than you spend. Sound simple? Well, you would be surprised at just how many people violate this rule on a monthly and yearly basis. For the most part, people end up falling further behind with each passing month than getting further ahead. In fact, statistics show that the average U.S. household as of 2014 has $15,191 in credit card debt, $154,365 in mortgage debt, and $33,607 in student loan debt.
Now, it’s true that some debt is good to carry. But, the accumulation of things like credit card debt, especially those with high-interest rates, make getting ahead remarkably difficult. But most people have a hard time when a shiny credit card is in their wallet with room to spend on. And of course, some people take this to another extreme. But, regardless of your situation, you have to ensure that you make more than you spend every single month.
No matter what you have to do, whether it’s downgrading your house, car, or lifestyle, making more than you spend should be a priority. You can never get ahead in life if you’re merely slaving away to pay back debt that you’ve already accumulated. Can you imagine just how difficult it will be to exit the rat race in this scenario? There are always room for cuts in expenses, and depending on how determined you are to get ahead, you’ll do what it takes.

Rule #2 – Save your Money

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